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Preplanning A Funeral When you prearrange your funeral, the funeral director at R.A. Corkum Funeral Home records your wishes to be carried out at the time of death. These instructions are kept on file at the funeral home until they are needed. It is not compulsory to pay in advance for prearranged funerals. However, pre-payment offers many advantages. This option allows you to pay for tomorrow's funeral in today's dollars. It also provides peace of mind in knowing that financial obligations will not be placed upon your estate or your next-of-kin. If you choose to pre-pay for your funeral, you have several options:
Pre-paid funds: All funds pre-paid directly to the funeral home are deposited in a trust account with a financial institution in accordance with the Prearranged Funerals Act, or placed in a term insurance plan which guarantees your contribution for as long as you live. Interest earned in the trust account stays with the principal amount in trust to offset inflation and fully fund the cost of the funeral. Pre-paid funds are refundable at any time upon written request to the funeral home.
In the event you move to another city, contact the funeral home. The
funeral director can usually make arrangements to "transfer" your
prearrangement to the funeral home of choice in your new location
without the necessity of refunding the contract.
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